Real estate appraisal services for homeowners in the city of Astoria and Clatsop County
The top 7 reasons why Oregon homeowners need N.W. Appraisal Network:
We at N.W. Appraisal Network understand the special needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at N.W. Appraisal Network will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Challenging Clatsop County's assessment of your propertyLet's say your house is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from N.W. Appraisal Network is your strongest weapon.
Appraisals to remove PMIAn attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experienced in helping clients just like you dismiss unnecessary PMI insurance.
Recently got a freeze to your HELOC?If your property is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. N.W. Appraisal Network can help you reinstate your home equity line of credit with a professional appraisal.
Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you would like to have a professional double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from N.W. Appraisal Network can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. Although most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.